Terms & Conditions (Effective Date: July 2026): By accessing this website, purchasing any products or services, or using any content provided by Thrive with Kim, you agree to these Terms & Conditions. Thrive with Kim provides digital products, online courses, memberships, coaching, downloadable resources, templates, educational materials, and other digital content for educational and informational purposes only. All content, including but not limited to courses, AI prompt packs, workbooks, PDFs, videos, graphics, templates, branding, logos, and written materials, is the intellectual property of Thrive with Kim and may not be copied, reproduced, shared, sold, redistributed, modified, or claimed as your own without prior written permission. Your purchase grants you a personal, non-transferable license to use the content. Due to the digital nature of our products, all sales are final and refunds are not provided unless required by law. Memberships and subscriptions renew automatically unless canceled before the next billing cycle, and no partial refunds are issued for unused time. While our courses, coaching, and resources are designed to help you learn and grow, we do not guarantee any specific results, including income, sales, business growth, followers, engagement, or financial success, as results depend on individual effort, experience, and other factors beyond our control. Any earnings examples, testimonials, or success stories are provided for illustrative purposes only and should not be interpreted as guarantees. Some links shared by Thrive with Kim may be affiliate links, meaning we may earn a commission at no additional cost to you. You agree not to misuse our content, violate any laws, harass others, share purchased materials publicly, or attempt unauthorized access to our systems. Thrive with Kim shall not be liable for any direct or indirect damages resulting from the use of our website, products, services, or educational materials. Any personal information collected is handled in accordance with our Privacy Policy, and we do not sell your personal information. Our website may contain links to third-party websites for your convenience, but we are not responsible for their content or practices. We reserve the right to update these Terms & Conditions at any time, and continued use of our website constitutes acceptance of any changes. These Terms & Conditions are governed by the laws of the State of Florida. If you have any questions, please contact us using the information provided on our website. Thank you for supporting Thrive with Kim—we're honored to be part of your journey toward creating more freedom, confidence, and opportunity.